Hajj & Umrah
Introduction
Embark on your sacred journey with complete peace of mind. Our Hajj & Umrah Travel Insurance is specially designed for pilgrims traveling from Pakistan, providing essential coverage for medical emergencies, personal accidents, and travel-related losses, so you can focus fully on your spiritual obligations.
Eligibility
- Coverage is available for individuals 18 years and above
- Maximum age limit is 65 years
- Coverage is offered for trips with stay durations of:
- Up to 15 days
- 16 to 30 days
- 31 to 45 days
For coverage of children below 18 years, please contact customer support
Product Features
- This plan offers essential protection during your Hajj or Umrah journey, including:
- Medical expenses and hospitalization due to accident or illness
- Personal accident coverage for accidental death and permanent total disability
- Burial and repatriation expenses in case of natural death
- Coverage for loss of checked-in baggage
- Coverage for loss of cash during travel
Coverage & Benefits
All benefit limits are payable in Pakistani Rupees (PKR).
| Benefit | Plan A (PKR) | Plan B (PKR) |
|---|---|---|
| Accidental Death & Permanent Total Disability | 300,000 | 500,000 |
| Medical Expenses & Hospitalization Abroad | 75,000 | 150,000 |
| Burial & Repatriation (Natural Death Only) | 50,000 | 100,000 |
| Loss of Checked-in Baggage | 20,000 | 40,000 |
| Loss of Cash | 10,000 | 20,000 |
Premium Table (PKR)
| Maximum Stay Duration | Plan A | Plan B |
|---|---|---|
| Up to 15 Days | 250 | 475 |
| 16 – 30 Days | 500 | 950 |
| 31 – 45 Days | 700 | 1,350 |
How the Coverage Works
Coverage begins from the date of departure from Pakistan and remains valid for the selected stay duration. In the event of a covered incident such as hospitalization, baggage loss, or accidental disability, claims can be submitted according to the limits of the chosen plan.
Important Notes
- Coverage is provided on an individual basis
- Plan benefits and premiums vary according to selected duration
- Burial and repatriation benefits apply only in case of natural death
- Terms and conditions apply as per policy wording