Student Travel
Introduction
Studying abroad is an exciting journey full of opportunity — but unexpected medical emergencies or travel issues can be stressful and costly. Student ViaCare Travel Insurance from Jubilee Insurance provides tailored protection for international students aged 18–50 years. This policy offers dependable coverage for medical emergencies, travel costs, tuition fees, baggage and document loss, and more, so you can focus on your education with confidence.
Plans & Coverage
Student ViaCare offers four plan tiers with varying coverage limits to match your needs:
- Bronze
- Silver
- Gold
- Platinum
Each plan is designed for international students and includes protection for key travel and health risks while studying abroad.
Product Features
All tiers include the following essential features:
- Medical expenses for accident or sickness, including hospitalization abroad
- Personal accident coverage (accidental death & permanent disability)
- Tuition fee coverage
- Travel and stay benefit for one immediate family member
- Medical evacuation for emergencies
- Repatriation in case of death
- Baggage and passport loss or delay
- 24/7 travel assistance via international partner Global Response
Major Exclusions
The policy does not cover certain events including:
- Pre-existing medical conditions and policy deductibles
- Claims for valuables or personal money in checked baggage
- Loss or damage caused by delay, confiscation, or detention by customs or authorities
- Partial loss or damage to checked-in baggage (unless total loss of covered baggage occurs)
- Items without proof of ownership or already reimbursed by another party
Benefits
The benefits vary by tier. All limits are shown in US dollars (USD):
| Coverage Benefit | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Emergency medical & hospitalization abroad | 10,000 | 25,000 | 50,000 | 100,000 |
| Travel & stay over benefit (USD 100/day; max USD 5,000) | 5,000 | 5,000 | 5,000 | 5,000 |
| Repatriation of mortal remains | 5,000 | 7,500 | 10,000 | 12,500 |
| Travel assistance (actual expenses) | Actual | Actual | Actual | Actual |
| Loss of passport | 300 | 500 | 750 | 1,000 |
| Loss of checked baggage | 500 | 750 | 1,000 | 1,500 |
| Location & forwarding of lost baggage | Actual | Actual | Actual | Actual |
| Personal accident (24-hour) | 7,500 | 10,000 | 15,000 | 25,000 |
| Accidental death | 100% of principal sum insured | 100% of principal sum insured | 100% of principal sum insured | 100% of principal sum insured |
| Permanent disability | % of principal sum per injury table | % of principal sum per injury table | % of principal sum per injury table | % of principal sum per injury table |
| Tuition fee coverage | 7,500 | 10,000 | 20,000 | 20,000 |
Key Terms
- All four plan tiers are available for 6-month and 12-month stay durations.
- You can choose coverage with or without tuition fee protection based on your needs.
Premium Table
The premiums below are shown in PKR for each plan tier and duration:
| Package | 6 Months (With Tuition) | 6 Months (Without Tuition) | 12 Months (With Tuition) | 12 Months (Without Tuition) |
|---|---|---|---|---|
| Bronze | 11,523 | 9,799 | 17,666 | 15,019 |
| Silver | 15,097 | 12,837 | 23,250 | 19,765 |
| Gold | 23,138 | 19,672 | 35,647 | 30,304 |
| Platinum | 40,225 | 34,195 | 54,744 | 46,535 |