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HomeCare

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Introduction

Get Jubilee Cover HomeCare Insurance is a home insurance plan that lets you select the coverage value and protection extent according to your needs. HomeCare plans are specially designed to offer comprehensive coverage for your most valuable asset — your home — along with its contents and valuables like cash and jewelry.

This policy is designed to offer maximum risk coverage for home building and home contents. Major risks covered include:

  • Fire & Lightning
  • Riot & Strike
  • Malicious Damage
  • Explosion
  • Impact Damage
  • Atmospheric Disturbance
  • Aircraft Damage
  • Burglary
  • Loss of Rent
  • Earthquake
  • Accidental Glass Breakage (Glazing)
  • Accidental Damage to Underground Tanks
  • Freedom to select the coverage value and extent required — you can choose coverage for building, contents, or both, up to PKR 10,000,000 each
  • No requirement for declaration at the time of buying insurance
  • No under-insurance applicable
  • Quick and easy claim settlement process
  • Buy online through easy steps
  • Multiple payment options including Cash on Delivery and Credit/Debit Card
  • Dedicated toll-free line for claims, queries, complaints, and feedback
  • Policy document delivered in real time after payment processing
  • As a HomeCare policyholder, you can access unlimited audio/video consultations with general physicians and specialists through Sehat Kahani’s mobile app/website.
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Create your own HomeCare plan with:

  • Building cover limits: Choose from PKR 1,000,000 up to PKR 10,000,000
  • Contents cover limits: Choose from PKR 500,000 up to PKR 10,000,000
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  • Pair/Set Clause applicable
  • Terrorism and Sabotage Exclusion Clause applicable
  • Limitation and Exclusions Clause (LMA 3100) applicable
  • Property must be RCC pucca construction
  • Karachi jurisdiction and applicable laws will apply
  • Jewelry must be kept under lock and key when not in use
  • All terms, conditions, and exclusions are subject to the standard HomeCare Insured Membership Document

The policy does not cover:

  • Any consequential loss.
  • Loss or damage caused by ionizing radiation, contamination, or combustion of nuclear fuel.
  • Loss or damage resulting from radioactive, toxic, explosive, or other hazardous properties of any explosive nuclear assembly or its nuclear components.
  • Any loss, damage, or liability, whether direct or indirect, arising from or related to war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war is declared or not), civil war, rebellion, or revolution.
  • Loss, destruction, or damage directly caused by pressure waves generated by aircraft or other aerial devices traveling at sonic or supersonic speeds.
  • Other exclusions – please refer to the Insured Membership Document for the complete list of exclusions.

Contributions starting from as low as Rs 2,500

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